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What Do I Get At Closing?


For most real estate loans, you will receive a Closing Disclosure 3 business days before loan consummation – which frequently happens at the closing meeting.

At the meeting itself you should receive

  • a copy of your Mortgage Note – your obligation to repay
  • your Mortgage or Deed of Trust – makes your home the collateral that can be taken if you fail to pay,
  • and – in some states – you may get the keys to your new home.
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